A Key Solution Against Latent Defects
Are you considering or have purchased a property covered by the Integri-T guarantee? This unique and exclusive RE/MAX guarantee provides you with financial protection in case of discovery of such defects.
Home Financing Assistance Programs
Buying a home can be a complex process, but financial assistance is available to make it easier for you. Whether you're a first-time buyer or looking to optimize your financing, explore the solutions that make homeownership more accessible.
RE/MAX Programs and Protections
Buying or selling a property is a major milestone in your life, involving important and sometimes complex decisions. Fortunately, with RE/MAX Québec, you benefit from personalized support and a range of programs designed to meet your needs and provide peace of mind. Whether you're a buyer or a seller, we offer tailored solutions to simplify every step of your real estate journey. Explore all the options available to you today!
Peace of Mind Assured!
Without a doubt, the purchase or sale of a property is an important event in your life. At RE/MAX, we are aware of this and that is why we want to offer you solutions to the various pitfalls.
Exclusive Discounts for RE/MAX Customers
Enjoy unmatched discounts on an impressive selection of products offered by our many partner merchants. Choosing a RE/MAX broker has never been so beneficial!
Co-Ownership Professionals
This program offers our co-ownership professionals workshops, video capsules and podcasts as well as fact sheets and other practical tools to allow them to continually update their knowledge.
The Best of Commercial Brokerage
The RE/MAX Commercial Program is made up of brokers specializing in the commercial sector who offer personalized supervision according to your specific needs.
The Home Buyers' Plan (HBP)
The HBP allows buyers to withdraw funds from their RRSP (Registered Retirement Savings Plan) to finance the purchase or construction of a residential property, without paying tax on the withdrawal.
Advantages
- Ability to withdraw up to $35,000 (or $70,000 for a couple).
- Tax-free withdrawal with a 15-year repayment period.
Eligibility
Be a first-time homebuyer or have not owned a property in the past five years.
The 40 KM Program
This program allows certain buyers to benefit from a tax advantage if they move more than 40 km from their workplace to purchase their principal residence.
Advantages
- Reduction of moving costs if the distance is more than 40 km.
- Tax relief based on the new proximity to the workplace.
Eligibility
The buyer must move more than 40 km for professional reasons.
The Tax-Free First Home Savings Account (FHSA)
The FHSA is a recently introduced program that allows first-time buyers to save up to $40,000 for a home purchase, combining the benefits of an RRSP and a TFSA.
Advantages
- Contributions are deductible from taxable income.
- No tax on withdrawals if used for a home purchase.
Eligibility
- Be a first-time homebuyer.
- Annual contribution limit of $8,000 with a maximum of $40,000.
The Homeownership Assistance Program (MAPA)
The MAPA is a government program designed to facilitate homeownership for low-income buyers. It offers a grant that can cover part of the down payment needed to purchase a first property.
Advantages
- Non-repayable grant covering up to 10% of the property purchase price.
- No repayment required, as long as the beneficiary retains ownership for a specified period.
Eligibility
- Must be a low-income homebuyer.
- The property value must not exceed a certain limit, which varies by region.
- The application must be submitted before the signing of the purchase agreement.
Do You Have Questions About These Programs?
FAQ
Frequently Asked Questions About Home Financing Assistance Programs
RE/MAX D'abord
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157 boul. Jacques-Cartier Sud
Jacques-Cartier (Sherbrooke), Québec, J1J 2Z4
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